Al-Lail • EN-AL-JALALAYN
﴿ وَمَا لِأَحَدٍ عِندَهُۥ مِن نِّعْمَةٍۢ تُجْزَىٰٓ ﴾
“not as payment for favours received,”
and no one has any favour outstanding with him that must be requited;